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As an employee-owned small business ourselves, UMi are facing the same obstacles as we progress through these unchartered waters. We’re part of this amazing network and we’re here, in this with you.

We want to take the hard work out of finding the information you need to keep you doing what you do best. We’ve summarised main points on finance and HR, signposting for further detail. Use the links that follow to navigate to the information you want quickly.

The COVID-19 situation is constantly evolving, and information is changing daily, so we will update this page as new information comes in. This page was last updated on 21 May 2020.

Government financial support for all UK businesses

Devolved government support for businesses

Personal arrangements and finances

Supporting your team and employment rights

Government Financial Support For All UK Businesses

Financing your business through COVID-19

Skip to information about supporting your teams and people.

We are in a situation we have never been in before. COVID-19 is affecting businesses regardless of size or sector. Given these uncertain times, here at UMi, we plan to use the power of our network to bring you practical advice for navigating the challenges we’re all facing. 

Finance is one of the main things on people’s minds right now, and second to the health and wellbeing of you and your staff, it’s the most important aspect of your business. Below is some advice on how you can manage your business’ financial affairs and what support is currently available in the UK.

If you’re facing financial difficulties, consider these actions: 

1. Find out what government support is available 

Given the extremity of the current situation, the UK Government and devolved governments are putting a lot in place to support businesses throughout the COVID-19 pandemic. We have covered UK-wide schemes first, followed by those schemes that are managed by devolved governments.

The UK government has now launched a finance-finder tool to help you see what you may be eligible for.

Here is a summary of what is currently being proposed:

Coronavirus Job Retention Scheme

Available to all UK businesses regardless of size or sector, you can currently reclaim 80% of your employees' wage costs up to £2,500 per employee, per month. This scheme has been extended until October 2020 and will continue in its current form until the end of July.

From August, new flexibility will be introduced, with employers asked to contribute a percentage towards the salaries of their furloughed staff. Further details on this will be released by the end of May.

This scheme is only applicable for employees who would otherwise be laid off during this crisis and who were employed (on PAYE payroll) and were included on a Real-time Information (RTI) notification to HMRC on or prior to 19 March 2020. 

Instead, you will 'furlough' their jobs (put them on hold temporarily) and apply for this support to help you retain your employees' jobs for them to return when they can. Your employees cannot complete any work for you while they are furloughed, though they can do volunteer work or training.

The application process is now open. You will need to discuss this with your affected employees and change their status to 'furloughed' by written agreement. You will then submit information about these employees to HMRC through its online portal. A step-by-step guide on how to do this has been produced to help you. 

Check if you are able to claim here

You may have a range of employees with different circumstances - many of which are covered in the full eligibility guidance. You may need to seek legal advice to help you with this process.


Coronavirus Business Interruption Loan Scheme 

If you are experiencing issues with short-term cash flow, you may be eligible for the Coronavirus Business Interruption Loan Scheme which is now available. These are aimed mostly at UK SMEs (annual turnover less than £45m) and will provide access to loans, overdrafts, invoice finance and asset finance of up to £5m and for up to six years, with no interest due for the first 12 months.   

This scheme is provided by The British Business Bank via high street banks. Businesses remain responsible for repaying any facility they take out. 

If you are worried about accessing finance now, you should speak to your usual lender or one of the 40 approved providers. 
Full information about the Coronavirus Business Interruption Loan Scheme is available from The British Business Bank. 


Coronavirus Bounce Back Loan

The Coronavirus Bounce Back Loan is now available to SMEs to apply to borrow from £2,000 to £50,000 for up to six years. For the first 12 months, there will be no fees or interest payments required and the UK Government will guarantee 100% of the loan.

This loan will be available through a network of lenders and to be eligible you should be based in the UK, have been negatively affected by coronavirus and not have been a business 'undertaking in difficulty' on 31 December 2019. You will not be able to apply if you are already claiming under the Coronavirus Business Interruption Loan Scheme.


Coronavirus Large Business Interruption Loan Scheme

In a bid to support larger businesses during the COVID-19 outbreak, the government has announced this new scheme which provides a guarantee of 80% which will enable banks to issue loans of up to £25m to businesses with an annual turnover of over £45m. Businesses with a turnover of more than £250m will be able to apply for up to £50m of finance.

The scheme is expected to be delivered through commercial lenders who will be provided with an 80% guarantee on individual loans. 

The CLBILS loan scheme is now open for applications and businesses wishing to access it are currently being told to do so through the accredited lender's website. 

If this sounds like something that could support your business you can find more information, check eligibility and apply here.


Self-Employed Income Support Scheme

This scheme will support those who are self-employed (including those in partnerships) with a taxable grant of 80% of their average monthly trading profits up to £2,500 per month. You will receive a single payment covering three months, capped at £7,500 in total. 

To work out how much each person gets, HMRC will check your eligibility for the tax year 2018-19. If you are not eligible based on this year then they will check your returns from 2017-18 and 2016-17 too.

To be eligible for the Self-Employment Income Support Scheme, you need to be self-employed and to have been trading prior to the COVID-19 outbreak and intend to continue trading after the outbreak, in the tax year 2020-21. 

You need to have filed your 2018-19 tax return.

To be eligible for this scheme, more than half of your total income must come from self-employment and have trading profits of less than £50,000. When you apply, you will need to confirm to HMRC that your trading profits have been adversely affected by COVID-19.

At the moment, you do not need to contact HMRC. HMRC will use the information they already have to check who is eligible and reach out to you by mid-May, with the payments expected to be made by early June 2020.   

In the meantime, it has been advised by the Chancellor that self-employed who are out of work due to COVID-19 can apply for Universal Credit until this scheme becomes available.  


Reclaim Statutory Sick Pay (SSP)

All UK businesses with fewer than 250 employees as of 28 February 2020 will be eligible. The refund will cover up to two weeks’ SSP for COVID-19 per eligible employee incurred on or after 13 March 2020, and it is to be paid from day one. 

You will need to provide records of your staff absences, but employees will not need to provide a GP fit note. 

The Coronavirus Statutory Sick Pay Rebate Scheme will be managed by HMRC and will require you to complete an online form when this is set up. 


Deferred VAT and Income Tax

VAT payments due between 20 March 2020 to 30 June 2020 can be deferred if required for all UK businesses

You will still need to submit your VAT returns to HMRC on time. The VAT will accumulate in the deferral period and you will have until 31 March 2021 to make your payment. 

You will not need to tell HMRC you are deferring your payment, but you will need to contact your bank to cancel your direct debit payment if you choose to defer it.  

Self-employed self-assessment income tax payments due by 31 July 2020 (second payment on account) will now be due by 31 January 2021. This is automatic - you do not need to apply.

HMRC's Time to Pay scheme can help if you have outstanding tax liabilities that you are struggling to meet because of COVID-19. If you have missed a payment or expect to miss your next payment call their helpline 0800 0159 559.


The Prince’s Trust and NatWest Enterprise Relief Fund

There're also grants available from NatWest and The Prince's trust. 

If you are between 18-to-30-year old, living in the UK and self-employed or running your own business, you could be eligible for funding. One-to-one support and guidance is also available. 

Find out more here.


For Exporters

UK Exporters facing disruption due to COVID-19 should check the support available through UK Export Finance (UKEF)

UKEF offer guarantees, loans and insurance on behalf of the government that can protect UK exporters facing delayed payments or transit restrictions.


For Charities and Social Enterprises 

A Resilience and Recovery Loan Fund will provide charities and social enterprises with emergency loans with no fees or interest for 12 months. 

The new fund will be managed by Social Investment Business and is expected to be open for applications mid-April.


Grants from the £5 million fund are offered to 18-to-30-year olds across the UK who are self-employed or running their own business. One-to-one support and guidance is also available. More details are available here. [link to


For larger businesses 

The COVID-19 Corporate Financing Facility is now available for UK non-financial companies that meet the set criteria. The Bank of England will buy short-term debt from larger businesses in the UK to allow you to finance your short-term liabilities. 


Future Fund

The Future Fund will be launched in May and initially open until the end of September. It will be a loan scheme, providing UK-based companies with between £125,000 and £5m from the UK government, with private investors at least matching the government commitment.

These loans will automatically convert into equity on the company’s next qualifying funding round, or at the end of the loan if they are not repaid. To be eligible, a business must be an unlisted UK registered company that has previously raised at least £250,000 in equity investment from third-party investors in the last five years.

More details will be released in due course. 


Small and medium-size R&D intensive firms' support

SMEs that are existing customers of Innovate UK will benefit from targeted support that will be delivered through its grants and loan scheme. Payments will be made by mid-May. In addition, some companies not currently in receipt of Innovate UK payments will also be offered support. 

More details will be released in due course. 


Commercial tenant eviction protection

Businesses in England, Wales and Northern Ireland will not be forced to forfeit your lease if you cannot pay your commercial rent. Once this receives royal assent, it will be in place until 30 June 2020 but may be extended if necessary. You will still be liable for the rent - it is not a rental payment holiday. You do not need to apply. 

Devolved Government Support Header

Devolved government support

Scottish Government £100m Grant Fund

The Scottish Government has set up a £100m grant fund to protect newly self-employed people and viable micro, small and medium-sized businesses that don't qualify for other Scottish or UK government schemes. The fund will be channelled through local councils and enterprise agencies. Applications are now open through your local council's website.


Pivotal Enterprise Resilience Fund

*Currently paused to allow review of initial applications*

A £45m package of bespoke grants and wrap-around business support is being made available by the Scottish Government for viable but vulnerable small and medium-sized businesses. Details of how to apply are listed on the fund's page. Due to a large volume of initial applications, this scheme has been paused and will re-open for applications soon.


Newly Self-Employed Hardship Fund

People who became self-employed on or after 6 April 2019 and - so don't qualify for the UK Government's Self-Employment Income Support Scheme - can apply for a one-off grant of £2,000 from the Scottish Government's £34 million Newly Self-Employed Hardship Fund, which is being administered by local councils. More details and links for applications are available here.  


Creative, Tourism & Hospitality Enterprises Hardship Fund

Grants of up to £25,000 are being made available by the Scottish Government for small and micro creative, tourism and hospitality companies not in receipt of business rates relief. Find out how to apply on the £20 million fund's page

Accessing Small Business Rate Relief 

Devolved governments manage these schemes through their local councils.

In England, businesses that have commercial premises and are in receipt of Small Business Rate Relief (SBRR) or Rural Rate Relief (RRR) are eligible for the small business grant funding.  

If you are eligible, you will receive a one-off grant of £10,000 to meet your ongoing business costs.

You do not need to apply. The local authorities are aware of those who are in receipt of the rate relief and will write to all eligible businesses with information on how to claim this grant. Businesses are expected to be contacted from the beginning of April.  

In Scotland, all non-domestic properties will get 1.6% rates relief. This relief effectively reverses the change in poundage for 2020-21. You do not need to apply. This relief will be applied to your bill by your local council.

If you receive the Small Business Bonus Scheme Relief or Rural Relief you will be eligible for a one-off grant of £10,000. You can only apply for one grant, even if you own multiple properties. To apply, you need to complete an application form on your local council’s website – links to council websites are available on the scheme page.

In Wales, all small businesses eligible for the Small Business Rate Relief scheme with a rateable value of £12,000 or less will receive a £10,000 grant.

The grants will be administered by local councils, which will require some information from your business - find out more on the scheme page.

In Northern Ireland, all small businesses eligible for the Small Business Rate Relief scheme will receive a £10,000 grant. The grant registration form is now available on the Invest Northern Ireland website.  

In addition, all Northern Ireland businesses will pay zero rates in April, May and June and this will not need to be repaid. This is will be shown as a 25% discount on the annual rates bill. You do not need to apply. The discount will be applied automatically. 


Retail, Hospitality and Leisure Business Rate Holiday 

Devolved governments manage these schemes through their local councils.

In England and Wales, there is additional rate relief support available to retail, hospitality and leisure sectors. If you operate in these sectors: 

• You will pay no business rates for 12 months from 1 April 2020

• There will be no rateable value threshold on this relief – businesses large and small will benefit

You do not need to apply. The holiday will be reflected in bills by local authorities as soon as possible

In Scotland, retail, hospitality and leisure businesses will receive 100% non-domestic rates relief for 12 months if their properties are occupied. The Scottish Government is working with Scotland’s 32 local councils to make sure this relief is administered in the most effective way – more details will be available soon.


Retail, Hospitality and Leisure Business Cash Grants

Devolved governments manage these schemes through their local councils.

In England, if your business operates in the retail, hospitality or leisure sectors in England and has a rateable value of:

• Under £15,000 - you will receive a grant of £10,000

• Between £15,001 and £51,000 - you will receive a grant of £25,000

The grants will be administered through your local authority and you will be notified if you are eligible - you do not need to apply. 

In Scotland, retail, hospitality and leisure businesses with a rateable value between £18,001 and £50,999 will be able to apply for a grant of £25,000 for their first property and then 75% for each additional site. Arrangements will be in place to receive applications on 5 May 2020.

In Wales, retail, hospitality and leisure businesses with a rateable value between £12,001 and £51,000 will receive a grant of £25,000. If your rateable value is £12,000 or less, and you are eligible for Small Business Rates Relief, you will receive a grant of £10,000.

The grants will be administered by local councils, which will require some information from your business - find out more on the scheme page

In Northern Ireland, retail, hospitality and retail businesses with a rateable value between £15,000 and £51,000 will receive a grant of £25,000.

Details of how to access the grants will appear on the Invest Northern Ireland website soon.


Nurseries Business Rate Holiday

Devolved governments manage these schemes through their local councils.

In England, properties that are on Ofsted’s Early Years Register and wholly or mainly used for the provision of the Early Years Foundation Stage will receive a business rates holiday for the 2020 to 2021 tax year.

You do not need to apply. The holiday will be reflected in bills by local authorities as soon as possible.

In Scotland, if you applied for Day Nursery Relief then you can apply for a one-off grant of £10,000. To apply, you need to complete an application form on your local council’s website – links to council websites are available on the scheme page


Scottish Third Sector Resilience Fund (TSRF)

If you operate in the third sector and your organisation is at risk of closure due to a sharp reduction of income or you are unable to operate during this time, you can apply to the Third Sector Resilience Fund. Grants starting at £5,000 are available as well as fully flexible, 0% interest loans starting at £50,000.

To apply visit the Coronavirus Third Sector Information Hub on the SCVO website.


Scottish Government Wellbeing Fund

Charities and other third-sector organisations providing services for people as a result of the Covid-19 outbreak will be eligible for the Scottish Government Wellbeing Fund. Organisations can register their interest on the Scottish Council of Voluntary Organisations' (SCVO's) website.


Scottish Seafood Business Resilience Fund

A £10 million mix of grants and loans is available from the Scottish Government for seafood processors in Scotland. The deadline for applications is 20 April. Application forms are available here.


£5 million fishing support

Marine Scotland is contacting more than 650 fishing companies to offer them financial support. Further details are available here.


Aquaculture Hardship Fund

The Scottish Government's £3 million Aquaculture Hardship Fund will support shellfish growers and trout farmers. Hardship payments of up to £27,000 will be shared between about 100 businesses. Companies can apply here.


Covid-19 Wales Business Loan Scheme

The Welsh Government and the Development Bank of Wales are offering £100m in loans of between £5,000 and £250,000 to businesses that had been trading for more than two years. If you apply, you will need to demonstrate you could service the debt before the outbreak. The loans carry a 2% interest rate fixed for six years, including a 12-month capital and interest repayment holiday at the start. Businesses can apply on the Development Bank of Wales website


Welsh Economic Resilience Fund

The Welsh Government has created a £400m economic resilience fund, which will include:

• Grants of £10,000 for micro-businesses and sole traders employing up to nine people. Businesses will be able to apply by mid-April.

• Grants of up to £100,000 for small and medium-sized firms with between 10 and 249 employees. Businesses will be able to apply by mid-April.

• Support for larger companies, which are of critical social or economic importance to Wales. Businesses will be able to apply within the next two weeks.

The Welsh Government will post further details when they're available on its website. 


Local council support

Many local councils are working with a range of partners to create area-specific support programmes, so check their website to see what support is available locally.


Creative Scotland COVID-19 Impact Funds

Three funds have launched to help freelancers and organisations in Scotland's creative sector. The Creative Scotland Bridging Bursary Fund offers one-off bursaries of between £500 and £2,500 for creative practitioners, with the Screen Scotland Bridging Bursary offering similar bursaries to those in the screen sector. Meanwhile, Creative Scotland's Open Funding: Sustaining Creative Development provides funding of between £1,000 and £50,000 to keep creative projects going.

Personal Finances Header

Personal arrangements and finances


Childcare for key workers

In England, the UK government has asked schools, and all childcare providers, to continue to provide care for a limited number of children who are vulnerable, or whose parents are critical to the COVID-19 response and cannot be safely cared for at home. Scotland, Wales and Northern Ireland are also following this strategy.


Help with your mortgage repayments 

Mortgage lenders in England and Wales will offer a three-month payment holiday for those customers that are experiencing issues with their finances as a result of COVID-19. This will also apply if you are a Help-to-Buy: Equity Loans customer who took your loan before 31 March 2015.

Lenders across the industry have agreed to introduce a simpler notification process for residential customers to apply for this relief. 

Please contact your mortgage provider to discuss how this will affect your repayment term.

If you are a Help to Buy: Equity Loan customer you should contact your main mortgage lender then The Help to Buy: Equity Loan administrator on 0345 848 0236 or

We are awaiting confirmation of arrangements for Scotland and Northern Ireland.


If you rent your property 

The UK Government has announced new protective measures for those renting their properties in England and Wales by temporarily banning evictions and housing possessions: 

• Landlords must issue all renters a minimum of 3-months' eviction notice if they intend to begin to seek possession of the property - this action will last for 90 days but can be extended if necessary 

• No new or existing housing possessions will be passed through the courts

• Landlords will also be protected as 3-month mortgage payment holiday is extended to Buy to Let mortgages

In addition, the Scottish Government is introducing legislation to stop evictions in the private and social rental sectors for six months.

In Northern Ireland, legislation has been passed requiring landlords to give tenants a 12-week notice to quit period, ensuring tenancies are protected throughout this period.

In terms of other bills including utilities and council tax, it is highly recommended that you contact your provider to advise them of the situation so that you can put an adequate plan in place to offer you the best possible support.  


Universal Credit and Contributory Employment and Support Allowance (ESA)

Universal Credit is a payment to help with your living costs. It’s paid monthly into your bank. The UK Government has made sure for the duration of the outbreak, the process to apply has been relaxed to make it easier for people who have COVID-19 or are staying at home according to the UK Government's instructions, ensuring self-employed claimants will receive support. 
People will be able to claim Universal Credit and access advance payments upfront without the current requirement to attend a jobcentre.


You may be able to access the hardship fund

The UK Government expects most of this funding to be used to provide more council tax relief. For more information about this fund, you should contact your local authority (council). 


Support with energy bills for vulnerable people 

Agreed emergency measures with energy suppliers to support any customers in financial distress. 

Help for customers with pre-payment meters who may not be able to add credit, the disconnection of credit meters will be completely suspended. 

If you are unable to top up your pre-payment meter you are advised to contact your supplier immediately to discuss how you can be kept on supply.


Also, check your insurance 

Unfortunately, most businesses are unlikely to be covered by standard business interruption policies. 

Businesses that have cover for both pandemics and UK Government-ordered closure should be covered. But policies differ so check with your provider. 

Any new policies will likely not have this level of cover. 


2. Talk to your lenders as soon as possible

It is extremely important you speak to your lenders sooner rather than later – give them a clear view of where you stand and be transparent about your position.  

They now have several private and UK Government-backed mechanisms in place to help businesses through these difficult times. They will be in the best position to know your business and offer the correct support you need. 

The Development Bank of Wales is offering its existing borrowers a three-month capital and monitoring fee repayment holiday on request. Customers can fill in a form on the bank’s website


3. Explore finance options to tide you over

Speaking with your finance providers and suppliers means you can explore what options are available to you in the short term. There is a wide range of loans available, it’s just about finding the right one for your business. Bizl and Transmit StartUps have put together a list of some of the options:


4. Optimise your cash flow

It is important to look closely at your cash flow.

• Make sure you issue any outstanding invoices and think about reducing your payment terms. Be open and honest with your customers, talk to them about payment. Many will pay you if they can or you can try to mitigate if they are having difficulties themselves

• Use this to see if there are any pressure points coming up that you are going to find difficult. You can then be prepared to talk to your lenders about support to get you through

• Delay any non-essential investment

• If possible, speak with your lenders and suppliers to renegotiate any financial commitments you have

Supporting Team Header

Supporting your team and employment rights

Go back to information about financial support.

As an employer, UK Government advice is to support your employees to do the right thing.

All your normal discrimination policies will continue to apply to all aspects of managing your employees through coronavirus.

As well as encouraging all your employees to continue following standard hygiene guidance for all individuals:

• Where home-working is possible for your employees, continue with this practice

• As part of its plans to get the workforce back to work, the UK Government has outlined eight workplace settings that are allowed to be open and you should consult the relevant working safely during coronavirus guidance

• Support employees in managing their health by:

○ Sending home anyone showing symptoms – a high temperature or a new continuous cough – and they should then follow the ‘stay at home’ guidance

○ Encouraging any vulnerable team members to stay home – people over 70 and those with underlying health conditions  

○ Using discretion in needing ‘proof’ of sickness – i.e. doctors’ note (see more below)

○ Providing reassurance and clear guidance

1. Know how to certify staff sickness

Your employee should let you know as soon as possible if they are unable to work.

Statutory Sick Pay should be paid from day one to all employees that have to self-isolate because they or a member of their household has coronavirus, is showing symptoms or has been instructed by a doctor or 111.

After the legal seven days that someone can self-certify, it is being strongly advised that you use discretion around the need for medical evidence for a period of absence where your employee is required to self-isolate. You will not require evidence from employees to reclaim Statutory Sick Pay. See more advice on certifying absence from work on ACAS’ website.


Absences not covered by Statutory Sick Pay

• For employees not entitled to Statutory Sick Pay, such as the self-employed and very low earners, support will be available through Universal Credit

• If you tell your employee not to come to work because, for example, they have travelled recently, you will need to pay them normally

• If your employee is not able to attend work because they need to care for dependents, they have a right to take time off, but do not have a statutory right to pay. You might offer pay depending on the contract or your workplace policy and it’s a good idea to be as flexible as you can be, depending on your employee's circumstances

• If your employee refuses to attend work try to understand their concerns and be flexible if you can, perhaps allowing them to work from home, take holiday or unpaid leave

ACAS’ website has more detailed guidance if you need it.


2. Planning for absences

It’s worth thinking about what you will do if you or your employees cannot work:

• What services could you deliver remotely?

• Can you train other team members to spread work out or cover?

• Can you flex your business hours if you have staffing shortages – some availability may be better than none?

3. Support your team to work from home

If your team has never worked from home before, they may get some useful pointers from free LinkedIn Remote Working training.


There are a number of systems that you can use to collaborate and communicate with your team as you work from home with many free and low-cost options available:

Microsoft Teams – use for instant messaging and video or voice calls, sharing files. Synergi is offering free 30-minute Microsoft Teams webinars three days each week at 12.30pm to help support your team working from home

Slack, Flock – use for instant messaging and sharing files

Zoom, Skype, Google Hangouts – use for video and voice calls and instant messaging

Trello - use for managing projects

ScotlandIS tech sector support database is an online hub for Scottish businesses to access essential digital tools


87% is offering companies of up to 100 employees free access to its mental wellbeing platform until the end of June 2020

Leapers has useful resources you can share with your team for anyone working remotely during the COVID-19 outbreak

4. Support yourself

You might be worried about coronavirus and how it could affect your life and business. Whilst you may need to isolate yourself physically at some point, don't isolate yourself emotionally. Keep in touch with your support network of family, friends and fellow business owners. You could consider these resources for yourself and your family or team:

• Public Health England has published its guidance for the public on mental wellbeing

• Mind has provided some useful information on self-care and mental health during the coronavirus crisis

• Action for Happiness has also produced a coping calendar

5. Annual Leave

Coronavirus has prevented many workers from taking annual leave, so to ease the pressure on businesses, the government is allowing up to four weeks of annual leave to be carried over to the next two years. 

6. Recruiting workers

ResearchGate is opening up its scientific job board and allowing teams that are recruiting scientists, researchers, or scientific support staff to post job advertisements for free (for a limited time). Email them at:

In Scotland, if you need to recruit workers during the pandemic you can advertise posts for free on Skills Development Scotland's jobs hub

In Edinburgh and south-east Scotland, you can advertise vacancies on the City-Region Deal's website too. Job seekers can also register their availability on the site.

The WeCare Wales campaign has created a new jobs portal to help social care employers advertise their high number of vacancies across Wales and act as a one-stop-shop.

While this is an unprecedented and challenging situation, UMi's business network is rallying. It is heartwarming to see how much support is being offered and we are collating and applauding these #UMiSTARS - take a look and check back regularly for additional support and know you're not alone. 

We want to take the hard work out of finding the best information to support your business through the coronavirus COVID-19 crisis. This summarised information is meant as a general guide and signposting to official sources. As it is a rapidly changing situation, please refer to government sources for the most up-to-date information. If you think something is inaccurate on this page, please email us.

Neina Sheldon
Article by Neina Sheldon
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