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From microfinancing or large investments to new initiatives aimed at supporting business growth in Scotland, XpoNorth’s panellists have you covered. Paul Callaghan, Senior Investment Manager at HIE leads an information-packed session with David Young, Investment Executive at UMi Debt Finance Scotland and Murray Marshall, Loan Officer at DSL Business Finance Ltd. Learn how the phrase "cash is king" works in this brave new world of COVID-19 economics.

XpoNorth 2020 Digital Shorts: Routes to Finance will be chaired by director and author, Jessica Fox. Her directing credits span film, theatre and TV. She was a storyteller for NASA and tour documentarian for the Dresden Dolls. Her first novel is in development with Annapurna Pictures. She is XpoNorth’s film sector specialist. 

David Young is an Investment Executive at UMi Debt Finance Scotland and he will also be joining the panel. He is an experienced banking professional with over 16 years’ experience of working with SMEs, corporates and public bodies across the UK in a variety of sectors including leisure & tourism, healthcare, charities and not-for-profits and the creative industries. With a real desire to share best practice and knowledge across all business areas, he is enthusiastic about helping people develop their ideas and plans to deliver real value for them, their businesses and the wider society. 

The event will cover the following topics: 

  • When is a business ready for debt? 
  • What do you need to consider before applying? 
  • What is microfinance and what do UMi Debt Finance Scotland and DSL Business Finance provide?
  • What other options exist, other than debt? 

David said about the event: “It’s great to be involved in XpoNorth and sharing insight into the world of debt finance options for the creative industries across Scotland. 

If you are thinking about how to fund that next project or development, you've explored grants, explored investments and perhaps need the additional working capital to take your business to the next level, UMi Debt Finance Scotland could be one option to enable you to do more and take your business further. 

XpoNorth is the only festival of its kind in Scotland covering craft, fashion and textiles, writing and publishing, screen and broadcast, digital and technology, and music. 

Join the panel online on Wednesday 24 June at 3.55pm. Head over to the XpoNorth Website for more information.

Related campaign: 

If you’re a small or medium-sized business based in Scotland, you can now access a loan capital fund which is part of the Scottish Growth Scheme. 

The £12m fund, part-funded by the EU, helps accelerate the growth of businesses in Scotland, complementing other private and public sector forms of funding.

For more info and to submit your interest visit

Abi Bentley-Cottam
Article by Abi Bentley-Cottam
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